Insurance Policy Review

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Insurance Policy Review

Periodically reviewing your personal insurance policy is crucial because life events and changes can significantly impact your coverage needs. Whether it's getting married, buying a new home, or starting a business, staying up-to-date with your policy ensures that you have adequate protection tailored to your current circumstances.

    Client Information:

    First Name:*

    Last Name:*

    Email Address:*

    Phone Number:*

    What type of insurance policy would you like to review?*

    [group Personal]

    Home Address:

    Primary Address Line 1:*

    Address Line 2:

    City:*

    State:*

    Zip Code:*

    [/group]

    [group Business]

    Business Information

    Company Name:*

    Street Address:*

    Address Line 2:

    City:*

    State:*

    Zip Code:*

    Total Annual Sales:*

    Total Number of Employees*

    [/group]

    Please answer the following questions pertaining to the previous year.

    [group Personal]

    Your Home(s)

    Have you remodeled or made any major updates to an existing home(s)?*
    Such as a new roof or furnace

    Have you added a home security system?*

    Have you started a home-based business?*

    Have you purchased a secondary residence, including a condo or timeshare?*

    Have you started participating as a service provider in the home sharing economy?*
    Such as a AirBNB or VRBO

    Please explain any changes to your home.

    [/group]

    [group Business]

    Business Structure

    Have you changed the ownership structure of your business?*

    Have you added new or changed your existing operations and/or products?*

    Have you begun to buy supplies or sell your products overseas?*

    Are you operating out of any new locations or have you closed locations?*

    Please explain any changes to your business structure.

    [/group]

    Please answer the following questions pertaining to the previous year.

    [group Personal]

    Automobiles and Other Vehicles

    Have you added an automobile, watercraft, or recreational vehicle?*

    Have you added any new drivers?*

    Have you added a vehicle provided by an employer?*

    Have you had a child leave home to attend school or no longer considered a dependent?*

    Have you started participating as a service provider in the ridesharing economy?*
    Such as Uber, Lyft, or Sidecar

    Please explain any changes to your automobiles and other vehicles.

    [/group]

    [group Business]

    Personal & Employee Liability

    Have you acquired, leased or sold a building, business property and/or equipment?*

    Have there been any improvements and/or significant alterations to your building?*

    Has your Inventory level changed significantly?*

    Have you purchased, leased or sold any Vehicles?*

    Do you have employees that regularly travel out of state or overseas for business?*

    Do any employees use their own personal cars for business purposes?*

    Do any Employees work outside your home state or work from their home regularly?*

    Do you obtain Certificate of Insurance from all subcontractors, vendors and 1099 workers?*

    Are any of the owners a member of any board of directors whether for profit or not?*

    Please explain any changes to your and your employee's liability exposure.

    [/group]

    Please answer the following questions pertaining to the previous year.

    [group Personal]

    Other Life Events

    Have you added or changed ownership of any assets including titles, trusts or LLCs?*

    Have you hired domestic help, nanny or housekeeper, either full or part-time?*

    Have you purchased jewelry, art or other valuables that need to be added? Are there items that need to be changed or deleted?*

    Have you had a significant change in net worth?*

    Have you accepted a position on a board(s) of a profit or nonprofit organization(s)?*

    Please explain any changes.

    [/group]

    [group Business]

    Income Protection

    Have your Businesses revenues changed by more than 10% since last year?*

    Do you rely on a single supplier for more than 50% of your materials?*

    Do you rely on a single buyer for more than 50% of your sales?*

    Please explain any changes to your income protection.

    [/group]

    Additional Protection

    Would you like to discuss additional protection with us?

    Confirmation

    Please enter your initials to confirm the submission.

    Initials:*

    Please to not include sensitive or private information in this form.

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